Welcome To Putnam Capital Services

At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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loan office work table

Apply Now

Get started with our easy online application.

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Today's Rates *

TermRateAPR
30 Yr Fxd6.25%6.325%
30 Yr Fxd FHA5.721%6.85%
15 Yr Fxd5.503%5.628%

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more

Latest News

Sterling Could Suffer After Weak Inflation Data

The lower-than-expected U.K. inflation data could lead to a period of sterling underperformance as the figures pave the way for interest-rate cuts at the Bank of England’s remaining meetings this year in November and December, ING said.

FHA

There are lots of good reasons to choose an FHA loan.

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Coming Soon!

loan officer workspace

Contact Us:

Call Us: (800) 711-1071

Email Us: Loans@putcap.com

Our Address: 1013 Route 6
Mahopac,NY, 10541

Calculate Monthly Payment*

Calculate Monthly Payment
Term Rate Apr Payment
30 Yr Fxd 6.25% 6.325%
30 Yr Fxd FHA 5.721% 6.85%
15 Yr Fxd 5.503% 5.628%
Calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.